August 24, 2020
When to Pick A 15 Vs 30 Year Mortgage

Buying a new home is a huge achievement. Congratulations! The first step in purchasing a new home is obtaining a letter of pre-approval. Most sellers will only seriously consider your offer if you have this letter in your possession. A letter of pre-approval makes your offer more competitive. However, to get this letter you will […]

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August 21, 2020
Credit Card Debt Relief: 5 Ways to Get Started

Credit cards are a necessary evil. An estimated 189 million Americans have credit cards. Unfortunately, it’s a slippery slope. Those small credit card purchases add up into more significant unmanageable debts. While some debts are avoidable, others are necessary. Here are some simple yet effective ways of chipping away at that mountain of debt. 1. Freeze Your […]

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August 19, 2020
What Bad Credit Means For Car Loans

The Short Answer In a nutshell, if you've got bad credit, you'll very likely be able to get a car loan; it's just going to have higher interest. There are a few different reasons for this, primarily, the lending agencies are covering their losses. Most people will be able to pay the money back, some […]

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August 17, 2020
How Long Should You Wait Before Refinancing Your Home?

What Is Home Refinancing? Before refinancing your home loan, you need to know what this means. Essentially, refinancing is when a new loan is acquired to pay off the old loan. This can reduce interest, or it could make it so that you're able to pay a different monthly amount without collecting certain lending penalties. […]

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August 15, 2020
What is the Breakeven for Refinancing Your Home?

With the Federal Reserve lowering interest rates by 0.5% in March 2020, mortgage refinancing has been high. The lower interest rates are meant to help boost the economy during the COVID-19 pandemic. And although very attractive, you need to take a step back and understand what refinancing means to you before shopping for the best deal.  What […]

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August 12, 2020
Debt Relief: Understand Your Options to Recovery

There Is Always A Way Out Debt can be substantial, it can totally dominate your life, and it can take a long time to recover from. However, there is always light at the end of the tunnel. With varying debt relief programs, you may be able to see debt-free financial security much quicker than seemed […]

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August 11, 2020
What Costs Are Home Purchasers Responsible for at Closing?

Owning a home is a significant investment, so most people take their time to find the perfect one. It feels great when your offer is finally accepted. As exciting as this may be, it is not the last step. There is still one final hurdle you need to be aware of, the closing costs. Here are […]

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August 11, 2020
What is the Best Way to Finance a Car Purchase?

Key Tips To Maximize Your Auto Financing Let's start with the worst way to finance a car: never just walk into the dealership, choose the car you like, and sign on the dotted line. The dealership, new or used, will tack on every hidden fee they can, and they'll put you in a position where […]

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August 10, 2020
What To Expect When Applying For A Car Loan?

Managing Expectations If you're buying a vehicle, and decide to go the financing route, you're going to encounter a few things that may surprise you. Sometimes you can get a loan even if you didn't think it was possible. Sometimes getting a loan is a bad idea. Different situations will have different outcomes. With that […]

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August 4, 2020
10 Loan Tips for A First Time Car Buyer

Purchasing your first car is among the first significant purchases most people make. It is an exciting but rather tricky process that requires you to research widely, understand your needs, and stick to a budget. Before you go shopping, take your time to understand your options, the different car models, costs, and requirements to be […]

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