There's no denying we are living in very strange times. There hasn't been a situation like the current COVID-19 virus since the Spanish Flu 100 years ago. In order to help with financing interest rates have seen a steady decline over the last several months. This includes interest rates on new loans and mortgages. Depending […]

Car insurance rates have always been the hidden expense to owning a vehicle. Beyond the sticker price and whatever interest you pay with your car loan, your interest rates can potentially add hundreds of dollars to your monthly ownership bill. If you're considering a new vehicle purchase in the coming months now is the perfect […]

We are living in unprecedented times. For many of us that means going on without full-time jobs, living off of unemployment, or taking odd jobs in order to make ends meet. We all hope this changes in the near future, but there is no real indicator as to when all of this might end and […]

Purchasing a home is one of the most exciting and reassuring things anyone can do in their lifetime. It shows that you have worked hard and your dedication and effort were not done in vain. However, trying to decide which mortgage is right for you can be challenging. If you haven’t heard of an all-in-one […]

Buying a new home is a huge achievement. Congratulations! The first step in purchasing a new home is obtaining a letter of pre-approval. Most sellers will only seriously consider your offer if you have this letter in your possession. A letter of pre-approval makes your offer more competitive. However, to get this letter you will […]

Credit cards are a necessary evil. An estimated 189 million Americans have credit cards. Unfortunately, it’s a slippery slope. Those small credit card purchases add up into more significant unmanageable debts. While some debts are avoidable, others are necessary. Here are some simple yet effective ways of chipping away at that mountain of debt. 1. Freeze Your […]

The Short Answer In a nutshell, if you've got bad credit, you'll very likely be able to get a car loan; it's just going to have higher interest. There are a few different reasons for this, primarily, the lending agencies are covering their losses. Most people will be able to pay the money back, some […]

What Is Home Refinancing? Before refinancing your home loan, you need to know what this means. Essentially, refinancing is when a new loan is acquired to pay off the old loan. This can reduce interest, or it could make it so that you're able to pay a different monthly amount without collecting certain lending penalties. […]

With the Federal Reserve lowering interest rates by 0.5% in March 2020, mortgage refinancing has been high. The lower interest rates are meant to help boost the economy during the COVID-19 pandemic. And although very attractive, you need to take a step back and understand what refinancing means to you before shopping for the best deal.  What […]

There Is Always A Way Out Debt can be substantial, it can totally dominate your life, and it can take a long time to recover from. However, there is always light at the end of the tunnel. With varying debt relief programs, you may be able to see debt-free financial security much quicker than seemed […]